Homeowners’ #1 Choice for Accessing Equity, Fast

Nearly 50% of homeowners struggle to access their home equity. Cashy guides you through the options so you can tap into your home’s value, hassle-free.

Cashy
Cashy Helps You!
Access up to 100% of your home’s equity
Borrow funds when you need them
Get flexible repayment options

Get started in 3 simple steps!

We’ll review your info within
24 hours and, if approved,
you can get funded in as
little as 5 days.
1

Submit Your Info

Tell us about your home so we can evaluate your options.

2

Verify Your Identity

Quick and secure verification to keep things moving fast.

3

Choose & Get Funded

Pick what works best for you. HELOC, refinance, or sell.

We don’t share your data with anyone. All information provided
is for educational purposes only.

Common Questions

What is Cashy and how does it work?

Cashy is a free service that connects homeowners with licensed mortgage lenders and brokers who specialize in home equity solutions. Here’s how it works:

  1. You share some basic information about your home and financial situation.
  2. We verify your identity and assess your options.
  3. Within 24 hours, we match you with top lenders offering competitive rates and terms.

Our lender partners provide the best options available—tailored to your needs.

What does “accessing equity” mean?

"Accessing equity" means unlocking the value you’ve built in your home—without having to sell it. Traditional banks often overlook these programs because they don’t profit as much, which means homeowners get less support.

At Cashy, we’re different. We help you tap into your home’s equity for whatever you need—home improvements, travel, emergencies, or just peace of mind.

Does using Cashy affect my credit score?

No, using Cashy does not affect your credit score. We don’t run credit checks ourselves. When you’re matched with a lender, they may perform a soft credit inquiry, which does not impact your score.

Is Cashy a lender? And is there any cost to use it?

Cashy is not a lender, and our service is completely free to use. We earn a referral fee from our network of trusted mortgage lenders, brokers, and real estate partners. You pay nothing to use Cashy, ever.